By IFAZ Blogger

For some 60 million Americans who have retirement funds sitting in some type of retirement or pension fund account, self-directed IRA investing is becoming more and more popular.

Major banks are falling by the wayside; the credit markets are tightening worldwide; the sub-prime mortgage mess has crippled the housing market; and even Wall Street, the ultimate symbol of financial largesse, is broke. What does all of this spell out for the average worker with years of retirement funds tied up in a regular retirement account?

Self-Directed IRA Investing: Can It Save Your Retirement Account?

What all of the above means is that the value of average worker's retirement account -- which is usually invested in the stock market to some degree -- is plunging fast. Many retirement accounts have lost as much as 50% of their value in this economic free fall. And, the worst may be yet to come.

Self-directed IRA investing is a safe haven for retirement savings. Many workers are moving their retirement funds to more tangible assets in light of what's going on with the stock market and Wall Street these days.

Self-directed IRA investing gives investors the right to purchase real estate and other alternative assets with their retirement funds. Traditional retirement accounts don't allow this type of investing. They tend to stick to so-called "safe" investments, eg, the stock market, mutual funds, and bonds. But, these are the very financial instruments that are losing value right now.

Investing in real estate is a sound investment strategy. It's an investment that doesn't "disappear" on a stock market high or low. And, it's an investment you can see, touch and feel. Tough economic times are the perfect time to invest in real estate because it positions you to capitalize once the economy makes turn for the better. When flush economic times return, you can easily have doubled, tripled or even quadrupled your investment. Can you think of a better, safer way to protect your hard-earned retirement dollars than self-directed IRA investing.

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