The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.
The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then press send a real physical check will be sent to the business or person. This can save you money by not having to buy money orders again.
With this service and direct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush credit card. This is because they have many fees that other cards do not have.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
It's hard to believe that someone can be charged these fees. In addition having to wait so long to get your refund.
Also with the rush card in order to use bill pay you must pay $2.00 and then an additional $1.00 for every check you write. There are many prepaid cards that offer this service for free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then press send a real physical check will be sent to the business or person. This can save you money by not having to buy money orders again.
With this service and direct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush credit card. This is because they have many fees that other cards do not have.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
It's hard to believe that someone can be charged these fees. In addition having to wait so long to get your refund.
Also with the rush card in order to use bill pay you must pay $2.00 and then an additional $1.00 for every check you write. There are many prepaid cards that offer this service for free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
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Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. However if you still want a rush card then visit baby phat rush card.
